For long-term care employers
A better health plan. Lower cost. Superior care.
Built on physician-guided care, fair provider payments, and full coverage - without restrictive networks.
Our Solution
A health plan built differently
Concierge primary care and physician-led care coordination guide every clinical decision.
Fair Provider Pricing Transparent pricing replaces inflated hospital billing structures.
Covered services are delivered without deductibles or out-of-pocket barriers.
First Pillar
Health Guardianship is
more than care navigation.
It combines concierge level virtual primary care with medically led guidance through the healthcare system.
Concierge Primary Care
Dedicated doctor relationship
Text access to physicians
Longer visits
Same or next day appointments
Physician-Led Coordination
Medical guidance through system
Steerage to top quality specialists
Referals to pricing aligned providers
Health Coaching
Most health plans leave employees to navigate diagnoses, specialists, and treatment decisions on their own.
Health Guardianship replaces that uncertainty with physician-led guidance - while preserving broad, open access to care.
Members have access to a dedicated primary care physician who helps guide care decisions, coordinate specialists, and ensure that treatment paths are medically sound and economically appropriate.
Unlike restrictive network models, this is an open-access approach. Members are not confined to a narrow HMO-style network and can often continue seeing their preferred physicians. Guardians act as connectors to high-quality providers - helping members access top-performing clinicians who deliver excellent care at fair prices.
This guidance occurs before major decisions are made, helping avoid unnecessary procedures, poor referrals, and overpriced care.
The result is better clinical decisions, lower system waste, and a dramatically better experience for employees.
The Second Pillar
Fair Provider Pricing
Guiding members to high-quality providers delivering excellent care at fair, transparent prices
Healthcare pricing is often inconsistent, with wide variation for the same service and little connection to quality.
Traditional insurance models typically apply broad discounts to already inflated charges—perpetuating high costs for both employers and employees.
Kyndra takes a different approach—guiding members to high-quality providers who deliver excellent care at fair, transparent prices.
This reduces unnecessary cost without compromising access or outcomes.
What is Fair Price for a CT Scan in San Diego, CA?
Plan Member Responsibility
Avarage Billed
Medicare Pays
Typical Health Plan Days
Deductible, coinsurance or copayment
No charge
The Third Pillar
100% Coverage, Without Barriers
Removing financial hesitation so employees can pursue the right care at the right time
Most health plans introduce cost-sharing that causes employees to delay or avoid care—even when it’s needed.
Kyndra removes that barrier for appropriate care, allowing employees to focus on health decisions rather than financial tradeoffs.
When cost is no longer a concern, employees are more likely to seek care at the right time—reducing avoidable complications, unnecessary utilization, and overall system cost.
